For more information, contact Martin Leconseiller
Discover our flexible and personalized solutions
A human experience above all!
Notre mutuelle vous offre des solutions flexibles et personnalisées pour assurer votre tranquillité d’esprit.
Among You Since 1974
ABOUT HUMANIA ASSURANCE
For over 100 years, Humania Assurance is proud to design innovative solutions in life, disability, and health insurance. Our personalized protections at competitive prices cover your unique needs to provide you with peace of mind. Whether you seek to secure your family’s financial stability, plan your retirement, or save for an ambitious project, our term life, permanent life, or children’s insurance are wise choices for sound financial planning. At Humania, your experience with us is a human experience above all.
INSURANCE WITHOUT MEDICAL EXAM
Have you been declined or deferred for medical reasons (obesity, chronic illnesses, HIV, diabetes, etc.) or for your lifestyle habits (criminal record, excessive drug/alcohol consumption, extreme sports, etc.)? With Humania’s Insurance Without Medical Exam, you are well protected regardless of your health condition or lifestyle habits!
Why choose this product?
- No medical exam
- 6 eligibility questions
- Issued in 10 minutes
- No one is refused
DISABILITY INSURANCE
PLATFORM
Are you a small business owner or self-employed? The Pro-Health Accident and Illness Payment Insurance product will ensure the smooth operation of your business in the event of disability due to an accident or illness. Thus, your necessary expenses for maintaining your business will be covered.
Why choose this product?
- A wide range of eligible reimbursement payments (personal, commercial, and overhead expenses)
- Monthly indemnity of up to $10,000
- No professions are refused
Additional option: Possibility of adding life insurance
- From $100,000 to $1,000,000 maximum (based on the Insured’s age and chosen DI benefit amount)
- Guaranteed premium for the chosen Term
- Conversion allowed up to 65 years old
Plateform
A protection that provides you with a monthly indemnity in the event of disability preventing you from performing your usual activities due to an accident or illness. With Pro-Health’s Income Insurance Accident and Sickness, you can focus on your recovery rather than your finances.
Why choose this product?
- Offers $1,000 for seasonal or part-time workers, students, and retirees
- No limitations for at-home and self-employed workers
- No professions are refused
- Three types of plans available to meet your needs and budget!
Plateform
Whether you are a full-time/part-time worker, business owner, stay-at-home parent, student, or even retired, accident wage insurance provides you with monthly indemnities in the event of disability resulting from an accident. This will allow you to cover your ongoing expenses in the event of the inability to engage in your usual activities.
Why choose this product?
- Indemnity of up to $6,000 per month
- Offers $1,000 for seasonal or part-time workers, students, and retirees
- No medical exam
- Only one health question
- No professions are refused
LIFE INSURANCE
Are you in good health? HuGO’s term life insurance offers a quality product at a competitive price, but more importantly, it offers a simple and intelligent process with personalized pricing. Only relevant questions to your profile will be asked.
Why choose this product?
- Coverage ranging from $50,000 to $5,000,000
- Multiple terms available: from 10 to 100 years
- Option to convert your coverage to guaranteed life insurance up to the age of 100*
- Child life insurance available, with no eligibility questions!
- Two options offered when purchasing $100,000 in coverage: critical illness and disability coverage to cover debts
Having trouble getting life insurance due to your health condition?
We have the solution for you!
CRITICAL ILLNESS INSURANCE
Plateform
According to a study by the Canadian Cancer Society, two out of five Canadians will receive a cancer diagnosis in their lifetime. Are you prepared to cover all uncovered medical expenses and ongoing expenses in the event of such a diagnosis? With our cancer insurance, financial worries will no longer be a concern, allowing you to focus on your recovery.
Why choose this product?
- An indemnity of up to $75,000 in the event of a major cancer diagnosis
- 15% of the chosen amount will be paid to the insured's beneficiaries in the event of death, whether related to cancer or not
- Fixed premium for a duration of 10 years
- 15% of the chosen amount will be paid to the insured in the event of a minor cancer diagnosis that does not threaten their life
- Option available to cover 5 additional critical illnesses in addition to cancer insurance
Life is made up of precious moments with our children, but sometimes unexpected challenges arise. To ensure that nothing can darken your child’s future, discover our critical illness insurance for children, an essential protection offering numerous benefits to reassure you in the event of a serious illness.
Why choose this product?
- Covers 37 critical illnesses, including several specific to children (autism, cancer, type 1 diabetes, muscular dystrophy, cystic fibrosis, cerebral palsy, etc.)
- Designed for lhealthy children aged between 30 days and 15 years
- No medical exam
- The price remains the same, regardless of the child's age and gender
- The premium remains the same until age 75
